Ultimate Wealth

Many homeowners in foreclosure feel lost and completely
uneducated about how the foreclosure process works and how
they can save their homes. Receiving enough foreclosure
advice to fully understand the situation should be their
first step, even before they are formally served with
foreclosure papers. It is only when foreclosure victims
know what to expect that they can avoid the various scams
operating in the industry and find a real solution to avoid
losing their homes.

It is unfortunate, but true, that many foreclosure scam
companies trick homeowners into sending hundreds or
thousands of dollars to provde mysterious “foreclosure
assistance” services. The money is collected up-front, and
the scam company proceeds to do nothing for the client,
turning them down or recommending bankruptcy at the last
minute, with a foreclosure sale date quickly approaching.
When this happens, the homeowners may not have enough time
to stop the sheriff sale.

Scams like this and others are the most important reason
that foreclosure victims need to gain an awareness of how
the foreclosure process works and what can be done to stop
it. Blindly trusting someone they have never met to help
them will only ensure that the homeowners are taken
advantage of somewhere along the line, and may end up in a
worse situation than ever before. They will be in greater
danger of losing their money and their home after being
taken advantage of by a foreclosure scam company. And the
amount of time that is wasted can never be recovered and
used to pursue a legitimate solution to foreclosure.

Every family in danger of losing their house to foreclosure
should seek out as much foreclosure advice as they
reasonably can and research what options can be used to
save their home. Once they understand the process, they can
put together a plan to end it. Just a few solutions that
may apply in various situations are loan modifications and
hard money loans, among others. Homeowners also should not
trust their banks to make them aware of these various
options to stop foreclosure, as many mortgage company
representatives do not know about these solutions
themselves.

Missing a scheduled mortgage payment is a huge deal for
homeowners: they will receive collection calls incessantly,
foreclosure scammers will crawl out of the woodwork
offering magical potions, and the situation can spiral
downward from there. Homeowners, though, can take back
control of the situation and end their reliance on
receiving help from everyone else besides themselves. The
best way for any homeowner to stop foreclosure is simply to
learn how foreclosure works and what solutions are
available, and then work on a solution until the house is
saved or there are no options left.

Free foreclosure information may be found for victims of
foreclosure to save their homes on their own. The
ForeclosureFish.com website provides these homeowners with
important information to stop foreclosure and is located
on the web at http://www.foreclosurefish.com/

Do you deserve to earn a million dollars in Network
Marketing?  This article highlights a 1 hour course
taught by a well-known motivator and coach who shares
his secrets to earning a million dollars in the
Network Marketing industry along with some of my own
thoughts and experiences!  Are you tired of hours and
hours of calling leads with no results?  Tired of
getting “no shows” to your appointments and getting
rejected constantly?  Are you frazzled and asking
yourself “What’s going on?  Why isn’t this working?”

Here are ten secrets for earning a million dollars in
Network Marketing.  First, write down your IT, your WHY.
What was IT that got you into Network Marketing?  WHY
did you look at Network Marketing in the first place?
Something brought you here … what was IT?

1] Self Belief: What happened from that IT?  Your self
belief went down and met your self doubt.  You have to
raise your income to match your dreams, not lower your
dreams to meet your income.  This is why 95% of people
in Network Marketing are failing or have failed!  You
must believe in yourself!  You have to believe that you
can do it!  Take the ceiling off of your income, the
income potential in Network Marketing is unlimited!

2] Fall in love with your phone: You have to love to
contact people!  Most people don’t love their phone.
It feels like a 10 ton weight when they try to pick it up.
You need to learn to make the phone your best friend.
Buying leads and loading them into an autoresponder and
never speaking with anyone simply doesn’t work by itself.
There has to be personal contact involved!  Make your
phone your best friend!

3] Contact and Invite: Make contact and invite, don’t make
contact and “fire-hose” them with information!  Treat the
business with respect. If you treat the business with
respect it will respect you. If you treat it like a
business it will pay you like a business, if you treat it
like a hobby it will pay you like a hobby.

You have to learn to invite people to your meeting,
presentation or conference call.  Be an information tour
guide!  If you are on the phone more than 90 seconds on
each call you are never going to make it!  Professionals
sort, amateurs convince.  Be professional!

4] Rejection: Get used to it and learn to love it!  It’s
going to happen ALL the time!  Remember that it isn’t
personal, they are rejecting themselves.  The people you are
talking with are thinking “This is too good to be true.”

We are taught for (at least) 12 to 20 years of our lives
that we are suppose to get an education and then go get a
good job and support our family.  We are simply never taught
the right kind of knowledge to be successful in life!  Now
you are presenting them with an opportunity that can create
freedom for them and they are disapproving of it.

You need to them to get to a level of approval inside
themselves, if they don’t reach that level you will be
rejected.  You must convert rejection into approval, then
approval into application, then application into agreement,
then agreement into distributor.  Then you teach that person
to model you and duplicate.  Your business should have a
system in place for all of this.  People are not duplicable,
but systems and processes are!

5] Slave camps do exist: It’s called having a job.  If you
stop and really think about it, by following the standard
belief system accepted by society you are leading the life
of a drone.

You get up, shower, eat, go to work for 8 (or more) hours,
come home when your boss tells you it’s ok to leave, eat,
and relax a little before bed.  Then you get up the next
morning and start all over again.  Kind of monotonous isn’t
it?  I was a slave until 2003 … not any more!  It’s time
to get your life to the next level … seek freedom and be
willing to pay the price!  I guarantee you it’s worth it!

6] Objections are awesome: You should be looking for people
who will give you objections.  Most Network Marketing people
tell you to look for people who WON’T give you an objection,
look for people who will sign up.  This is wrong!  An
objection is simply a question or concern in disguise.
People who give you objections are normally inquisitive,
sharp, positive, aggressive, intelligent people.  These are
the people you want in your business!

You need to recruit up, not down.  This will cause you to
have to go outside of your comfort zone, but you need to do
it if you want to achieve freedom.  Get yourself around
people who are making the big numbers you keep hearing
about.  Don’t hang around the small fish that are only
making a couple hundred bucks a month.  Get yourself around
the ones making 5, 6 and 7 figures each month!  How can
somebody who isn’t actually doing it teach you how to do it
for yourself?  The answer is: They can’t!

7] Work with strength: Don’t waste your time with weak
people.  Work with your strong people.  Too many people try
to recruit easy people so they can say “I got one.”  This is
dead wrong!  If they are excellent, go after them.  Don’t
keep building and building and building with weak people,
you’ll never get anywhere.

Find yourself strong people and work with them to grow their
business and your business will grow and you will have more
security in the long run.  Don’t fall into the rut of just
signing up anyone and everyone.  That’s not what you want,
you want strong people; leaders!

8] Freedom is in depth, not width: Identify your leaders
and work with them.  Too many people go wide when they need
to go deep.  It’s impossible to support that many people.
Picture your business as a building.  How strong is it?
The foundation on a building goes deep, not wide.  The
foundation for your business should replicate that.  Take
a look at your business, how strong is your foundation?
Will it stand on its own if you turned around and walked
away right now? Map out your group, identify leaders,
replicate your business, find your depth and make it
concrete.

9] Mentors: Do you have one?  Do you have a Mastermind Team?
Write down the 5 people you associate with every day.  Ask
yourself “Have these people earned over a million dollars in
Network Marketing?” Do you have even one that has?  At least
one of these people must be a Network Marketing millionaire,
preferably all of them.  These are the people you need to
get around … NOW!  You must be around people who are where
you want to be and stay around them.  The major reason
people don’t get into Network Marketing is because of no
time and no money.  These are exactly the reasons they
SHOULD be in the industry!

10] Decision: These are the most powerful 8 letters in the
alphabet when put together.  You must make a decision right
now to change your life.  You must decide to cutoff and
release the past.  How are you going to respond?  Your past
is robbing you of your dreams and of making 7 figures a year
in Network Marketing.  Your past is holding you back; your
job, your associations, etc.  You have to let them go if
they are not getting you where you want to be!

My mentor, Ned Rae, says “It was your best thinking that got
you to where you are today, obviously that wasn’t good
enough.”  Think about that statement, it’s SO powerful! Your
past has affected your life up to where you are right now.
You must make the decision to cutoff and release the chains
that are holding you back.  You must make the decision right
now to release and cutoff anyone you associate with who is
not making 6 or 7 figures in Network Marketing.  Then you
must take the action!  Right now, make the commitment to
change your life.  Make the decision, take the action, and
don’t wait any longer!  Nobody can make you do this but you.
Today is the day!
Lou and Robin Bonaventura have been Professional Network
Marketers for 4 years. They attribute much of their success
to personal development and continual learning. Visit
http://www.SNGBlog.com and
http://www.SuccessNetworkGroup.com for more insight into
how personal development can benefit your life and career.

How To Benefit and Obtain Fast and Easy Debt
Relief, Debt Elimination and Settlement

Tip One, Banks Cannot Lend Credit: Most people think banks
loan money from the money they receive from depositors
or from bank assets. However, in reality when banks lend
credit today there is evidence they are engaging in unjust
enrichment.  They are getting interest on credit-money
where they put up little to no risk so they cannot justify
the benefit of getting interest on that credit-money if
challenged properly.

Time honored, universally accepted in court, Maxims of Law
speak to this issue of unjust enrichment; one such maxim
says, “He at whose risk a thing is done, should receive the
profits arising from it.” In other words, little or no
risk means little or no profit; another Maxim of Law is,
“What is good and equal, is the law of laws.” Where
equality among people and under the law is lacking
eventually the less equal become slaves to the more equal.

Quick and easy debt elimination and debt relief or
settlement of the account you are supposedly owing money on
requires you in effect showing bankers you know they are in
violation of the law by unlawfully lending credit on a
contract for money without full disclosure, having no right
to enforce such a contact.  The following case
cites must be Considered:

PELLETIER V. ZWEIFEL, 921 F2d 1465 (11th Cir. 1991)
BROWNING V. PEYTON, 918 F2d 1516 (11th Cir. 1990)
No contract exists unless the parties agree on all of the
material terms and conditions of the contract and nothing
is left to some future agreement.

Tip 2, the Bankers and Debt Collector are Required to
Verify the Debt:  Debt relief, debt elimination or
settlement the speedy and easy way can be realized by
requiring creditors and debt collectors to verify the debt
they are alleging you owe was created by a lawful contract-
agreement entered into by the bank with clean hands. The
law requires the bank and debt collector to demonstrate
that unlawful practices are not involved with the
transaction for a loan on the part of bank/debt collector
and that they are operating in accordance with all
requisite laws and good contracting principles.

Creditors and Debt Collectors do not validate a debt in
reality in today’s current banking system because doing so
would reveal unlawful activity and lack of full disclosure
since most all borrowers are not given full disclosure of
the actual terms and conditions of the loan contract in
common everyday language as required. When you prove no
full disclosure this nullifies the loan contract, and you
win.

Tip Three, You Must Have Your Paperwork Properly Prepared
and Then Debt Collectors and/or Creditors Will Likely
Settle Out of Court or even Abandon Their Law Suit against
You:  Most of the times you can win and have debt relief
and/or debt elimination or settlement can be quick and easy
if your response by paperwork is setup with the right
information.  Many people lose by default judgment in the
case against them when the banker or debt collector files
for judgment against them.

To often people get a default judgment against them
because they do not know how to respond to the suit against
them and it is not worth it to them to pay one or more
attorneys thousands of dollars to try to win their case.
Stop this from happening to you. Get the paperwork you
need. It is available without a huge expense. Even if you
have a judgment against you many people get their judgments
voided and you can too.

Tip 4, Keep Your Mouth Shut or Lose:  Collection agencies
like debt collector and a creditor’s collection department
have representatives that are experts at getting borrowers
to compromise any challenge or case their as the borrower
may have against the debt collectors and creditors. The
representatives do this by talking with the borrower over
the phone. Over the phone is where the collection agencies
do some if not most of their best work against people like
yourself as a borrower. Many times over the phone
collector’s are able to get people to   do or say things
against their own case may they have in rebuttal to the
collection agency case.

The general rule is to not talk with a debt collector or
creditor over the phone, period, no exceptions.  Let them
know you will deal with them only through properly prepared
paperwork. This will lessen or eliminate doing things
against your own case and against you getting a favorable
settlement.

Now you can be on the road to fast and easy debt
elimination or debt relief and settlement of the account
they say you owe on. Show bankers and other creditors and
debt collectors you know they have a problem with lending
credit on money contracts without full disclosure and
because of that and several other reason also revealed in
the LoansGoAway package they have no right to enforce such
a contact.

– Guy Te Watson

This article is brought to you by Guy Te Watson. For More
Info Go To:
http://www.desktoprevealer.net/loansgo/
Go to the following site for free Software, Information,
Insights, Articles and Special Reports:
http://www.desktoprevealer.net/ezine-express/

Join me for a few minutes to think about honesty in
business. Turn on CNN, and yet another corporate CEO has
the district attorney hounding his doorstep. Why is this
happening? What does this phenomenon mean to you in your
business?

I have been thinking about the best way to put this
withoutsounding like I’m preaching at you. That is not my
intention at all. You see I know that doing business
honestly and ethically will make you more money and make
you feel a whole lot better about yourself.

I know this from personal experience. True, I have never
done anything actually criminal in my internet business,
but I have followed the latest fads and shortcuts, and in
the process have added nothing of value to anyone. One
example would be using a hosted picture of a gorgeous
woman (fully clothed, but you get the point) to draw off
traffic to my website. I also redirected traffic from
unprofitable joke sites to affiliate offer sites for
mortgage loans, cell phones, MLMs, etc. I have even
invited my friends and family to a “party,” only to start
drawing Amway circles on a pad of paper to show them how
they could join up and trick their friends into coming to
Amway “parties” too.

Somehow I finally figured it out for myself. Dishonesty
does not pay… even a teensy amount. Not one of those
“opportunities” exists for me anymore. None of them
created sustained income for me, or any one of my friends.
Plainly speaking, dishonesty does not pay.

Look at the junk ad sites we see all over the internet.
Even with automated software some people are working eight
hour days to continue putting up junk. Why? The search
engines are getting better all the time at removing these
things, which add nothing of value to the universe. I
believe attracting people to your “Information on blue
widgets” site that only contains advertisements and no
content is dishonest. Sure; it’s not a lot of dishonesty.
It is your site and you can do whatever you want with it.
It’s not like you are breaking the law… but it’s not
going to work long-term either.  Dishonesty in any degree
just doesn’t pay in the long run.

Dishonesty is not good for business. You spend all this
time, sweat and sometimes money driving traffic to your
website and then pass them along to a business with a real
product to sell for a tiny 10 cent ad click? When you know
that sometime in the near future your bubble will burst,
what is the point?

Instead, take the same amount of time and create your own
product. Then promote it using the tools you will find
when you look down the right side of the
jamesbrausch(dot)com blog. You get to keep much more than
10 cents and you have a real asset in your business. Even
better… you can feel good about what you do at the end
of the day.

Here is a test for you. Look at your websites as if you
have never seen them before. Now put yourself in the place
of your friends and family. What would they think of those
sites? Are you proud of what you created? No? Now have a
look at the Information Product Creation course. Create
something you can show them all without embarrassment.
Have some pride in what you do. Take some honest action
today.

With her internet marketing background, the author of this
article, Michelle Branst, recommends the Information
Product Creation Online Home Study Course. Go from mere
idea to first sale in just 35 hours. http://www.InfoProdCreation.com

Starting a web business is a daring and exciting journey.
Millions of new web businesses spring up like prairie
dogs on the Internet landscape daily and almost
all of them fail.  The Dot-Com boom of years past is long
gone and the Internet get-rich-quick gold rush is over. It
takes the same hard work, dedication, commitment
and research that owning a physical business demands
and unless a potential web-preneur takes this into
consideration they have failed before they have started.
Although they can not guarantee success, following the
the next few tips can go a long way towards achieving
a successful web business.

Do your homework and evaluate yourself up front. There
are no guarantees. Evaluate your strengths and weaknesses
and decide if you are going to be in this for the very long
haul.

Are you a self-starter?  If you have difficulty getting out
of bed or motivating yourself and staying positive when
things look bleak, web business ownership may not be
for you!  Those who say you can have a successful
business investing only a few hours a week are lying to
you. If success were easy everyone would achieve it.
Dont be fooled- unless you have the substantial money
to invest to pay others to do the grunt work- you will
have to work hard!

Do you have a niche market?  Since the Internet is so
glutted with businesses it is imperative that you market
from a different angle.  Lets say you breed cats.  Since
there are many many cat-breeding sites out there you
might want to narrow it.  Now lets say you breed rare
cats.  Ah -we are getting closer.  So now lets say you
breed Bengal cats.  Wow- rare indeed!  However,
when I googled Bengal cats I still get many websites-
why would I choose yours? Well you might want to
include some things of interest specific to Bengal cat
owners. Perhaps a forum, perhaps an online chat for
other Bengal cat owners, or maybe some research and
history. I have to have a reason to choose your site-
traffic does not just happen. You must research your
keywords thoroughly and carefully.  Using the above
example, I would not use the keyword Cat but perhaps
Purebred Bengal Cats.

Do you have a professional looking website? If you do
not have the technical ability to design your own
website then you will need to hire a true professional
and not just a friend of a cousin.  Presentation is
everything! If your site does not look top notch and
professional then people will not view it that way and
will not feel comfortable and confident spending money
there. There are many websites that even offer pre-made
website templates and this can be a legitimate and viable
alternative to hiring a designer.

Have you heard of  Search Engine Optimization is?
If this sounds foreign to you you need to find out.
Aleternatively, you can hire a professional to optimize
your new site.  Your site in the world is of no value
if it cant be found. Launching a non optimized site is
like taking a canoe across the Atlantic! Some software
programs out there that can assist.  The one I use is
Web CEO.  I am not affiliated with them but I do
think they offer a good product.  In the past they offered
it free but I am not sure if that is the case any longer.

How will you handle advertising?  Pay-per-click can be a
great way to bring traffic or it can be a colossal waste of
money. Every tool works well if you use it for its intended
purpose.  Learn the options and talk to other web owners.
There are a lot of scam artists out there very willing and
eager to take your money. The best way to learn is to join a
forum or news group and speak with other Web owners.

Dont expect too much too soon.  Businesses fail within
the first year.  You only fail if you quit. Remember,
no one ever drown by falling in the ocean but by
staying there.  Stay with it.  Research your market
and network with other website owners.  When I first
started my web business I had the attitude that if I built
it they would come.  That may have worked in the movie
Field of Dreams but trust me, it does not work for websites.
Stay in it for the long haul, and remember, Rome.com was
NOT built in a day!

Michelle McCumber is the epitome of out of
box thinking.  As founder of Creative International
She has a passion for all things creative, which is
clearly seen in her work.  As well as her digital art
she has managed tobuild a collection of free and
originally designed PowerPoint  Presentation
backgrounds which can be viewed at
http://www.creative-International.