Ultimate Wealth

Do you deserve to earn a million dollars in Network
Marketing?  This article highlights a 1 hour course
taught by a well-known motivator and coach who shares
his secrets to earning a million dollars in the
Network Marketing industry along with some of my own
thoughts and experiences!  Are you tired of hours and
hours of calling leads with no results?  Tired of
getting “no shows” to your appointments and getting
rejected constantly?  Are you frazzled and asking
yourself “What’s going on?  Why isn’t this working?”

Here are ten secrets for earning a million dollars in
Network Marketing.  First, write down your IT, your WHY.
What was IT that got you into Network Marketing?  WHY
did you look at Network Marketing in the first place?
Something brought you here … what was IT?

1] Self Belief: What happened from that IT?  Your self
belief went down and met your self doubt.  You have to
raise your income to match your dreams, not lower your
dreams to meet your income.  This is why 95% of people
in Network Marketing are failing or have failed!  You
must believe in yourself!  You have to believe that you
can do it!  Take the ceiling off of your income, the
income potential in Network Marketing is unlimited!

2] Fall in love with your phone: You have to love to
contact people!  Most people don’t love their phone.
It feels like a 10 ton weight when they try to pick it up.
You need to learn to make the phone your best friend.
Buying leads and loading them into an autoresponder and
never speaking with anyone simply doesn’t work by itself.
There has to be personal contact involved!  Make your
phone your best friend!

3] Contact and Invite: Make contact and invite, don’t make
contact and “fire-hose” them with information!  Treat the
business with respect. If you treat the business with
respect it will respect you. If you treat it like a
business it will pay you like a business, if you treat it
like a hobby it will pay you like a hobby.

You have to learn to invite people to your meeting,
presentation or conference call.  Be an information tour
guide!  If you are on the phone more than 90 seconds on
each call you are never going to make it!  Professionals
sort, amateurs convince.  Be professional!

4] Rejection: Get used to it and learn to love it!  It’s
going to happen ALL the time!  Remember that it isn’t
personal, they are rejecting themselves.  The people you are
talking with are thinking “This is too good to be true.”

We are taught for (at least) 12 to 20 years of our lives
that we are suppose to get an education and then go get a
good job and support our family.  We are simply never taught
the right kind of knowledge to be successful in life!  Now
you are presenting them with an opportunity that can create
freedom for them and they are disapproving of it.

You need to them to get to a level of approval inside
themselves, if they don’t reach that level you will be
rejected.  You must convert rejection into approval, then
approval into application, then application into agreement,
then agreement into distributor.  Then you teach that person
to model you and duplicate.  Your business should have a
system in place for all of this.  People are not duplicable,
but systems and processes are!

5] Slave camps do exist: It’s called having a job.  If you
stop and really think about it, by following the standard
belief system accepted by society you are leading the life
of a drone.

You get up, shower, eat, go to work for 8 (or more) hours,
come home when your boss tells you it’s ok to leave, eat,
and relax a little before bed.  Then you get up the next
morning and start all over again.  Kind of monotonous isn’t
it?  I was a slave until 2003 … not any more!  It’s time
to get your life to the next level … seek freedom and be
willing to pay the price!  I guarantee you it’s worth it!

6] Objections are awesome: You should be looking for people
who will give you objections.  Most Network Marketing people
tell you to look for people who WON’T give you an objection,
look for people who will sign up.  This is wrong!  An
objection is simply a question or concern in disguise.
People who give you objections are normally inquisitive,
sharp, positive, aggressive, intelligent people.  These are
the people you want in your business!

You need to recruit up, not down.  This will cause you to
have to go outside of your comfort zone, but you need to do
it if you want to achieve freedom.  Get yourself around
people who are making the big numbers you keep hearing
about.  Don’t hang around the small fish that are only
making a couple hundred bucks a month.  Get yourself around
the ones making 5, 6 and 7 figures each month!  How can
somebody who isn’t actually doing it teach you how to do it
for yourself?  The answer is: They can’t!

7] Work with strength: Don’t waste your time with weak
people.  Work with your strong people.  Too many people try
to recruit easy people so they can say “I got one.”  This is
dead wrong!  If they are excellent, go after them.  Don’t
keep building and building and building with weak people,
you’ll never get anywhere.

Find yourself strong people and work with them to grow their
business and your business will grow and you will have more
security in the long run.  Don’t fall into the rut of just
signing up anyone and everyone.  That’s not what you want,
you want strong people; leaders!

8] Freedom is in depth, not width: Identify your leaders
and work with them.  Too many people go wide when they need
to go deep.  It’s impossible to support that many people.
Picture your business as a building.  How strong is it?
The foundation on a building goes deep, not wide.  The
foundation for your business should replicate that.  Take
a look at your business, how strong is your foundation?
Will it stand on its own if you turned around and walked
away right now? Map out your group, identify leaders,
replicate your business, find your depth and make it
concrete.

9] Mentors: Do you have one?  Do you have a Mastermind Team?
Write down the 5 people you associate with every day.  Ask
yourself “Have these people earned over a million dollars in
Network Marketing?” Do you have even one that has?  At least
one of these people must be a Network Marketing millionaire,
preferably all of them.  These are the people you need to
get around … NOW!  You must be around people who are where
you want to be and stay around them.  The major reason
people don’t get into Network Marketing is because of no
time and no money.  These are exactly the reasons they
SHOULD be in the industry!

10] Decision: These are the most powerful 8 letters in the
alphabet when put together.  You must make a decision right
now to change your life.  You must decide to cutoff and
release the past.  How are you going to respond?  Your past
is robbing you of your dreams and of making 7 figures a year
in Network Marketing.  Your past is holding you back; your
job, your associations, etc.  You have to let them go if
they are not getting you where you want to be!

My mentor, Ned Rae, says “It was your best thinking that got
you to where you are today, obviously that wasn’t good
enough.”  Think about that statement, it’s SO powerful! Your
past has affected your life up to where you are right now.
You must make the decision to cutoff and release the chains
that are holding you back.  You must make the decision right
now to release and cutoff anyone you associate with who is
not making 6 or 7 figures in Network Marketing.  Then you
must take the action!  Right now, make the commitment to
change your life.  Make the decision, take the action, and
don’t wait any longer!  Nobody can make you do this but you.
Today is the day!
Lou and Robin Bonaventura have been Professional Network
Marketers for 4 years. They attribute much of their success
to personal development and continual learning. Visit
http://www.SNGBlog.com and
http://www.SuccessNetworkGroup.com for more insight into
how personal development can benefit your life and career.

The role of a personal budget is to help you manage your
finances and eventually become debt free. This is the dream
of us all, isn’t it? Most people shy away from doing the
budget thing, but it is the best, most trusted and proven
method for getting your finances in order. You can have
your own budget completed within a couple of hours. What’s
holding you back?
The task of preparing your own budget is a liberating
experience. You can finally see the true state of your
personal finances. The benefits listed below may help
encourage you in making your decision to start today.
Ready to begin? Let’s go.

Benefit #1 - Shows your financial position clearly
Without a budget you are left in the dark as to how much
you need to save and how much to put aside for
emergencies. It shows whether your spending is within the
limits of your income or whether you are living beyond
your means. You will see how much of your income is being
spent on just paying back previous credit card purchases -
including the interest.

Benefit #2 - Helps you save money and set goals
Once you have correctly prepared your budget, it will show
you how much you need to save from your income to meet your
expenses and set aside some funds for emergencies. It
allows you to set goals, both for the amount and the
timing. For example, you may set a goal of paying $3,000
(the amount) off your credit cards, within 1 year
(the timing). Once you make a commitment to yourself to
make this work, the budget becomes a tool that will help
you stay on track.

Benefit #3 - Helps you commit to your goals
If you want to make the required changes earnestly, the
budget goals will  help keep on track.  Now you can see
what will happen if you go back to your old ways. When
you see something you want you now have a choice. Spend
now for instant gratification - or wait and feel a whole
lot better about  yourself.

Benefit #4 - Keeps you from spending money you don’t have
Each time you spend, it either adds to or detracts from,
your overall financial position. The personal budget can
show you the impact of your proposed expenditure in
advance. You don’t have unlimited income. If you spend more
than you earn you pay the price and the price is interest.
This interest is often the cause of your hardship now.

Benefit #5 - Puts you in control of your finances
If you’ve prepared your budget correctly, you will see how
much you have available to spend, after taking into
account your debt repayments and savings requirements for
your future needs. This information can take away the guilt
you may have felt when purchasing some item(s) you knew
you couldn’t really afford. With a budget you know what
you can afford and what is beyond your means. When you know
you can afford an item you really want, the purchasing
experience will be much more enjoyable and rewarding.

Benefit #6 - Shows the progress to meeting your goals.
Don’t leave you budget in the kitchen drawer once it is
completed. Refer to it weekly, or at least monthly. It is
your guide to debt freedom. Keep checking your progress.
It will give you the motivation to make the right
decisions for you and your family.

You can see that all it takes is a little commitment and
effort to get you on the path to financial freedom. Isn’t
it worth that little effort? Looking back, with the debts
paid off, you’ll agree that it was definitely worth it.

If you wish to go to the 5 Steps to Freedom Personal Budget
click on this link. http://www.freedom-personal-budgets.com.

 

Personal debt has become a real problem in our society.
Whether you’re poor, rich or middle-class, your debt level
can make you feel like giving up on your dreams of
financial independence comfortable living. Do you want to
get out of this situation? The five helpful hints listed
below will help. Guaranteed.

The following steps are really quite easy. All it takes
is your commitment. You can do it. Imagine the feeling of
relief and happiness when the debt has been lifted from your
shoulders. It will all be worthwhile. Ready to get stated?
Let’s go.

Tip #1. Work out your current financial position.
It may have been a while since you took stock of your
financial position. Could this be the reason you’re in a
spot of bother now? You need to consider your financial
position now.  Unless you know your starting numbers you
won’t know what to fix. Correct?
Just get a paper and pen and your latest credit card
statements and review the situation, fearlessly. List out
all your debts and their interest rates and the minimum
monthly repayments.
Don’t get too concerned about how much is owed. It’s been
often reported that anyone can pay off all their debts
within 5-7 years, this includes your mortgage. That means
you too.

Tip #2 Stop living beyond your means - NOW.
You have to stop the rot, and this is the first thing to
do. Review your living expenses and do without those things
you can’t afford. Also, destroy all the credit cards except
one for emergencies and promise yourself you’ll only
spend what you can afford from the cash coming in.

Tip #3. Get those debts under control.
Once you have grasped the meaning of Step #2, the next
thing to do is to find some ways to put more money aside
every week or month, to start paying down those debts. Pay
as much as you can manage.  Do without if you have to. Pay
down the debt with the highest interest rate first. Then, if
there still a choice with credit cards costing the same
interest rate pay off the credit card with the smallest
balance first. This will give you a lift when you’ve
paid it off, and the incentive to keep going.

Tip #4. Build a Savings Fund
Once you have those credit cards under control it’s time to
think about  putting some funds aside to start building
some savings. You’ll be surprised how fast your money grows
if you religiously keep adding to the balance and don’t
touch it. If you really need to purchase an expensive item
like furniture or a car it is better to save for it than to
borrow, if at all possible.

Tip #5. Pay off the mortgage faster.
This item has be left till now, because the value of your
home asset is increasing - unlike your household expensive
purchases such as furniture, car, TV and video. Just by
putting a few more dollars into your mortgage repayment,
you can substantially reduce the period of your mortgage.

These few helpful hints are offered to help you get back on
your feet financially. The first task is to eliminate that
credit card debt. Once you have control of this then you
can use the free funds to build a savings reserve and
reduce the term of your mortgage. That’s the plan that
works.
So, why not get those documents out, do the calculations,
make the effort and start on your road to financial
freedom.

Not saving for emergencies and your future? Like to know
how? Click on this link.
http://www.freedom-personal-budgets.com

More than anything else, the key to success in business depends on how and where to advertise. You must advertise or forever remain unknown. If you have “the better mousetrap,” you have to let people know about it, or your ideas and efforts will come to nothing. Everybody seemingly has an idea for a product, a service or a “how to” manual of some kind. Many people spend half of their lives perfecting a product, learning how to perform a special service, or writing a book - only to end up penniless and heartbroken because “no one beats a path to their door” to buy whatever it is they are trying to sell. In most cases, it’s a matter of whether you want to “go down in history” as just another inventor, hard-worker, author or want to “sell a product and enjoy the rewards.” Always do some basic common sense product analysis and market research before you begin building, learning or putting together something you want people to buy. The same kind of “research’ will save your time, frustration, and money, if you apply the same principles to every “selling opportunity” that arouses your interest. Make a check list of questions that must be answered before you embark upon any project or get too deeply involved in any selling situation. Such a checklist should answer the following questions: Read the rest of this entry �

What is your wealth quotient? And, when do you know you have achieved “wealth?”

For the purposes of this article, wealth is defined as an income level derived from passive sources that allows you to live without depending on a job. Passive sources are any income source that throws off a positive cash flow, that you can bank or spend. For example, the cash left over from a rental property after all expenses are paid, is passive income. Likewise, interest from a certificate of deposit, or dividends from stock investments, are examples of passive income. With this definition in mind, the key to creating wealth is to figure out how to create and build passive income sources. To measure my progress in this area, I use a simple formula:

Passive income divided by your total living expenses = wealth quotient

Consider this example: If you had $1,200 per month in passive income from a real estate investment and your cash savings account, and $4,500 in monthly expenses to survive (house payment, household expenses, etc), your wealth quotient equals: Read the rest of this entry �

I am going to introduce you today to a concept that if you understand and implement, will be the deciding factor of your financial success in your life. Like all great knowledge, this one is also dangerously simple, and that’s why most people don’t get it! But before I get to that, let me share with you a great quotation that I read recently:

“…there are people who put their dreams in a little box and say, “Yes, I’ve got dreams, of course, I’ve got dreams.” Then they put the box away and bring it out once in a while to look in it, and yep, they’re still there. These are great dreams, but they never even get out of the box. It takes an uncommon amount of guts to put your dreams on the line, to hold them up and say, “How good or how bad am I?” That’s where courage comes in.” ~ Erma Bombeck Read the rest of this entry �

Filing for bankruptcy issues an automatic stay from most action against the debtor from things like a foreclosure, lawsuit and even garnishments. The stay was enacted to keep the debtors property protected but the stay is not permanent. If you are a creditor they try to get relief from the stay by going after the debtor they must consult the judge assigned to the case first. There may be a hearing that the creditor must show cause as to why they wish to collect before the discharge of the bankruptcy.

A creditor that is seeking relief from the stay in order to go ahead against the debtor the property of the debtor must be able to proof to the bankruptcy judge during a hearing that there is enough cause for granting the relief or lift of the stay. Cause may be proven by showing that the interest of the creditor is not really protected or by showing the judge that the debtor has no real equity in the property and the property itself is not needed in order for reorganization through Chapters 11 and 13. Read the rest of this entry �

We like to succeed as human beings and sometimes succeeding is harder than others. We face many obstacles especially financially. It may be that we lost our job, or medical expenses took all our savings on top of everything else that goes on. We constantly try to correct things only to see no end. A last resort for many of us financially is bankruptcy. When you have made the decision to file for bankruptcy there are several things you need to know, including finding a qualified lawyer to handle your affairs.

Unless you are a lawyer and know first hand about bankruptcy, you will need a professional to help you through this difficult time. A bankruptcy lawyer can answer any questions you may have. They will also provide you with the forms you will need to fill out and advice on how to proceed before you file for bankruptcy. There are non- exempt assets in a bankruptcy that you may loose. A lawyer can try to help you keep the most precious items within the boundaries of the law.

When you try to choose a bankruptcy lawyer, as with anything you will want to research your options. Just picking up a phone book and dialing a number may not be your best option. You may ask your personal lawyer to suggest someone qualified in bankruptcy law. You may look on the Internet for a few phone numbers and then interview the lawyers. The American Bar Association can also help you find a lawyer. It is important to screen your choices in lawyers ask about the cases he or she has dealt with in the past without asking them to reveal any information about the people involved. Ask the person about your situation and what they may recommend.

You can always check with a few people before making the ultimate decision. Referrals are often the best way to find a great lawyer. You have a lot at stake with a bankruptcy because you do not want the case dismissed based on the wrong information. A lawyer can help you get the documentation you will need to appear in court. He or she will appraise you of the questions a judge may ask you and explain other statements that he or she may make regarding your case.

Bankruptcy takes time. You may find a year later after starting proceedings you are just going to court and in another six months or less you will have the courts ruling. During this time, you can ask your lawyer about any information that may come up. If you are trying to work with a few creditors, a lawyer can help you if the collection agencies are harassing you by fielding calls.

A bankruptcy lawyer is there to help you through a difficult time. They are available to help relieve the stress of an unknown prospect and gain you the bankruptcy you need to start your life fresh. When you choose a lawyer, it is important to take the time to research them, their case record, and find out if they have any referrals. You want the best when dealing with financial trouble.

You can also find more information at Student Loan Banruptcy and Filing Personal Bankruptcy.

http://www.Filingpersonalbankruptcyhelp.com is a comprehensive resource to get help in Bankruptcy.

Technorati Tags: Bankruptcy, Bankruptcy Lawyer

Welcome to the May 22, 2007 edition of money makes life fun!.

Today we will start off with an article on home based buisness by Stuart Pearce:

Home Based Internet Business Tips
For many people who dream of starting their own home based
internet business and working for themselves instead of a
boss or group of bosses, the internet has opened up many
possibilities. From selling goods and services, to becoming
involved in affiliate marketing, if people can dream about
it, they can find a way to make it happen online.

If you are planning on starting a home based internet
business of your own, you will enjoy the following job
perks: Read the rest of this entry �

With all the information online about tools and techniques
available to help someone effective manage and run an
online business, how do you ever decide which ones are
truly useful to have in your business management toolkit?
Here’s my listing of the 20 indispensable tools that I
cannot live without:

1. Article Marketing: SubmitYourArticle.com automates the
article submission process by allowing you to submit up to
eight articles each month and then distributes the articles
to hundreds of web sites, article directories and ezine
publishers. Without a doubt, this has been my most
effective online marketing tool that has produced
tremendous results for my business.

2. Audio Recording/Podcasting: AudioAcrobat.com makes audio
streaming fast and simple, whether you want to add an audio
greeting, audio testimonials, podcast or videos to your
website or send out an audio postcard or record a teleclass. Read the rest of this entry �